5 Best Cities to Retire to in Florida (and Why!)

Florida continues to be a popular haven for older adults, and for good reason. The average daily temperature even during the coldest months of the year is 70 degrees, and the state is well-known for its senior friendly tax policies. Pair this with the endless recreation and living opportunities built explicitly for the needs of seniors, and you have a winning mix of factors that are drawing over 1,200 people a day to the Sunshine State.

With its diverse coastline, nature reserves, big cities, and breathless vistas, there’s sure to be a place in Florida that’s perfect for you to call home. But how to narrow down your choices? Here are some of the best cities in Florida to retire in, and why so many older adults are choosing them.

1. Miami

Miami is a lively, vibrant city of over six million that offers endless cultural and entertainment options, from live music and heritage festivals to themed celebrations like Art Deco Weekend. It’s perfect for foodies and those who enjoy the energy of urban life. The city is also home to expansive beaches, parks and waterfront areas that make for great recreation opportunities… and people-watching! This is a city where staying active in retirement is easy, whether you’re taking a stroll along the Miami Beach Boardwalk or enjoying the varied coastline via paddleboard.

2. Orlando

Best known for its world class theme parks, Orlando is also an extremely popular city in Florida to retire in. This inland enclave offers protection from some of the state’s wildest seaside weather. It’s also a golf lover’s paradise, with numerous championship golf courses waiting to be conquered. Outdoor festivals and events abound, from the Orlando International Fringe Theatre Festival to the Epcot International Food & Wine Festival. The city is a bit less lively than big hubs like Miami, but for those looking for a more suburban atmosphere with plenty of residential options for seniors, it’s perfect.

3. Tampa

The warm and inviting waters of Tampa await those looking for a waterfront haven. Similar in size to Orlando, Tampa offers a unique dining scene, laid back lifestyle and reasonable cost of living that draws seniors from across the country. Offering stunning views and easy access to recreation, Tampa’s numerous parks—like Bayshore Boulevard and Curtis Hixon Waterfront Park —are great for biking, jogging and walking. It’s also a good place to enjoy arts and entertainment at venues like the Tampa Museum of Art or  Straz Center for the Performing Arts. Explore Sparkman Wharf, or take visiting family to Adventure Island or the Florida Aquarium.

4. Palm City

For those seeking a small-town vibe with big beach vibes, Palm City is one of the best cities in Florida to retire in. The cost of living here is also extremely competitive. Palm City offers all the benefits of coastal Florida living, but in a laid-back setting with family-oriented neighborhoods and attractions. It’s a great destination if you enjoy more wide-open space and nature preservers. The Treasure Coast Wildlife Center and Allapattah Flats Wildlife Management Area are popular places to visit. Paired with the city’s abundant parks, the natural world is just easier to enjoy out here. Secluded, yet with easy access to hubs like Port St. Lucie and West Palm Beach, the area is also popular with seniors, who have numerous living options to explore.

5. Naples

Those seeking a luxurious and relaxed lifestyle need look no further than Naples, Florida. This little beach city comes up often on the “best places in Florida to retire” lists—for good reason! It’s teeming with upscale beachfront communities that cater to families and seniors alike. The city also has an incredible mix of shopping and golfing opportunities. Downtown Old Naples is the perfect destination for those seeking trendy boutiques, unique gifts, and delectable dining. There’s plenty more to do outside here, as well. Go for a stroll at Naples Pier, or enjoy some deep sea fishing in the Gulf of Mexico. 

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